643 Harbor Island, CLEARWATER BEACH, FL

$3,690,000

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4

Beds

4

Baths

4,390

Square feet

0.26

Acres

About 643 Harbor Island

Experience unparalleled coastal luxury in this stunning Island Estates residence perfectly positioned on a ¼-acre lot with 180° unobstructed open-water views. This exquisite home offers 4 bedrooms plus an office, 3.5 baths, and a 3-car garage, seamlessly blending elegant design with state-of-the-art functionality. Boaters will delight in the deep-water dock featuring two lifts (including a 16,000 lb lift), shore power for larger vessels, and easy Gulf access for endless days on the water. The outdoor oasis is a true showpiece—complete with a heated saltwater pool and spa, waterfalls, fire bowls, and custom lighting, all framed by tranquil water views. Enjoy sunset cocktails or waterside dining beneath the charming gazebo, surrounded by lush tropical landscaping and added protection from the riprap seawall. Step inside through custom double doors to discover sophisticated living spaces, including a formal sitting room with a grand gas fireplace and sweeping views through custom French doors. The chef’s kitchen is equipped with high-end stainless steel appliances, a gas range, and overlooks the spacious living area with dual 4-panel sliders that open wide for seamless indoor/outdoor living. The owner’s retreat is a private sanctuary on the main level, featuring double-door entry, a Venetian-inspired en-suite bath with soaking tub, walk-in shower, and his-and-hers closets. Step directly outside to enjoy morning coffee by the pool as the sun rises over the water. Additional highlights include a temperature-controlled 800-bottle wine cellar, impact glass throughout, natural gas service for energy efficiency, and ample storage—including a walk-in attic and home automation system to control lighting, blinds, A/C, garage doors, surround sound, security cameras, and more. Upstairs are three guest suites, each with dedicated bath access, and an office (or fifth bedroom) with private balcony, dedicated ventilation, and air purification system—ideal as a cigar room or quiet retreat. Located on Island Estates’ most desirable street, this property benefits from sidewalks, underground utilities, and a higher elevation. Enjoy the convenience of this golf cart-friendly community featuring its own grocery, shops, and dining—all just moments from Clearwater Beach and Clearwater Sound’s live entertainment. This exceptional home captures the very best of luxury waterfront living—sophisticated, smart, and perfectly situated for the ultimate Florida lifestyle.

Residential home for sale in CLEARWATER BEACH, FL at 643 Harbor Island. This 4 bedroom Residential home is priced at $841/sqft

Features of 643 Harbor Island

MLS® # TB8445220
Price $3,690,000
Bedrooms 4
Bathrooms 4.00
Full Baths 3
Half Baths 1
Square Footage 4,390
Acres 0.26
Year Built 1972
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information: Clearwater Beach

Address 643 Harbor Island
Area Clearwater/Clearwater Beach
Subdivision ISLAND ESTATE OF CLEARWATER UNITS 6D 7A 7C
City CLEARWATER BEACH
County Pinellas
State FL
Zip Code 33767-1802

Amenities of 643 Harbor Island

# of Garages 3
View Water
Is Waterfront No
Waterfront Waterfront
Has Pool Yes
Senior Community No

Interior of 643 Harbor Island

Interior Features Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Appliances Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
Heating Central, Electric
Cooling Central Air
Fireplace Yes
Fireplaces Wood Burning
Furnished Negotiable

Exterior of 643 Harbor Island

Exterior Features Balcony, Irrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
Lot Description City Lot, Landscaped, Near Marina, Oversized Lot, Sidewalk
Roof Tile
Foundation Slab

Additional Information On 643 Harbor Island

Date Listed November 5th, 2025
Days on Market 11
Flood Zone Code AE
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Details

OfficeENGEL & VOLKERS BELLEAIR

Map To 643 Harbor Island, CLEARWATER BEACH

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